In terms of violations applicable to all vehicles, which of the following is included?

All of the options listed—speeding, reckless driving, and driving without insurance—are recognized violations that apply to all vehicles on the road in North Carolina.

Speeding is a common traffic violation that occurs when a driver exceeds the posted speed limits, posing a danger to themselves and others. Reckless driving, which involves driving with a willful disregard for safety, can encompass various dangerous behaviors, such as aggressive driving or excessive speed. Driving without insurance violates North Carolina’s laws requiring drivers to carry minimum liability coverage, which protects all road users in the event of an accident.

Since these violations apply universally to all vehicles, the choice that includes all of them as applicable violations reflects the comprehensive nature of traffic law in North Carolina. Thus, "all of the above" is the correct choice, as it acknowledges that each scenario represents a legitimate violation relevant to any driver on the road.